Credit Terms

CREDIT INFORMATION

🕒 On-Site and Online Credit
⏱ Credit is issued on-site within 5–15 minutes,
and you can also apply for an online credit (online credit) from anywhere, without visiting the store.

📄 Required Documents

• Passport

• Social Security Card or ID Card

👤 Eligibility

• Individuals aged 18–70

• Citizens of all regions of the Republic of Armenia

• Foreign citizens who have an Armenian Republic entry stamp or a certificate of residence (registration).

• Must have a positive credit history or be officially employed

💰 Credit Terms

• Maximum period: up to 60 months

• Annual interest rate: from 1%

• Down payment: from 0%

• Bank service fee: from 0%

🏦 Partner Banks
VTB, INECOBANK, AEB, ACBA, AMERIABANK, UNIBANK, EVOCA

.